WebBy Cathy Moran. Banks, most especially Wells Fargo, seem to relish denying refinance applications for debtors who didn’t reaffirm home mortgage in bankruptcy. You didn’t reaffirm your existing home loan, so we can’t refinance that debt, they chortle. Sometimes, the dig is even more painful (to me at least): your attorney didn’t do this ... WebBankruptcy Code, its relationship with its creditors, and the overall nature of a Chapter 7 liquidation case, materially differ from a Chapter 11 or Chapter 13 case. In re Kane & Kane, 406 B.R. 163, 167 (Bankr. S.D. Fla. 2009). Another Florida bankruptcy court added A[r]eliance on a multifactor test to establish bad faith as
CAN A LOAN BE MODIFIED AFTER A CHAPTER 7 BANKRUPTCY DISCHARGE?
WebIf the account was included and then reaffirmed, or if the account is being paid through the bankruptcy plan, it may have something to do with why the information is not … WebThe Bankruptcy Code simply does not allow a debtor to vacate a Discharge Order to reaffirm a debt. (However, it is possible that jurisdiction outside of Washington/Oregon may have a different option.) Conclusion. There is no law that says you cannot refinance or modify a mortgage that is not reaffirmed in bankruptcy. is south korea dangerous to travel to
Mortgage Reaffirmation “Required” is Bogus - Law Office of …
WebIn Chapter 7 bankruptcy, you can keep property secured by collateral (such as your car) by reaffirming the debt. By Cara O'Neill, Attorney. Get debt relief now. We've helped 205 clients find attorneys today. By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may ... WebJul 29, 2015 · The plan also provides that the ongoing mortgage payments are to be paid either through the plan or outside the plan. Under the Bankruptcy Code, the long term mortgage is not discharged upon completion of the plan. Thus, a reaffirmation is not needed. Answers and comments provided are for general discussion only. WebIn a Chapter 7 bankruptcy, you must disclose whether you intend to keep or surrender (give back) certain properties such as your house or car. However, even if you want to keep a … i-filter cloud 機能